RE: #166 What would you do differently or start doing for yourself next year?

Little drops, they say, make a mighty ocean. I began intentionally saving on the 1st. I also don't have a regular job but I started saving very little amount. I use one of those financial apps and have the money locked away so I cannot access it until a specified period. I may not be getting so much at the end of the saving period, still, it will make me happy to know I successfully kept aside something. It's all just the determination.

Well, I hope you get to save just enough. Good luck.