Finances and Humanity 💰| LOH #169 Contest Week.

avatar

E58650A4-5BE7-4BE5-92AB-8DEAA52F4E1F.jpeg

Estoy muy feliz de poder participar en la edición #169 de Ladies Of Hive con temas que me encantan y que he estado practicando en estos últimos años de diferentes formas.

I am very very happy to be able to participate in the #169 edition of Ladies Of Hive, in this opportunity with themes that i really love and that i have been practicing these last years in many different ways.

✨✨✨✨✨✨✨✨✨✨✨✨✨✨✨✨

For this week:

1️⃣ I annually work on my home budget every January and my recent walk through of a major shopping center reminds me how our financial goals can get undermined by the temptation to spend. What are your strategies and tactics to stay on track?

~ 𝐀𝐍𝐃 / 𝐎𝐑 ~

2️⃣ Charitable giving is a normal part of my budget. It is not always cash donations but it can be other resources like your time and talents as well. Name your favorite Charity and what makes it special to you?

✨✨✨✨✨✨✨✨✨✨✨✨✨✨✨✨

1️⃣ Honestamente tengo años practicando este método y me ha funcionado de maravilla, Soy muy organizada con mis finanzas y la verdad iniciar un año con nuevos objetivos que impliquen gastos monetarios no me preocupa. He obtenido la mayoría de mis pertenencias así y lo quiero mantener porque me encanta, es cómodo y sobretodo me **FUNCIONA**.

Cómo toda mujer siempre tiento de gastar en cosas que CREO necesitar pero cuando voy a comprar, me pregunto: ¿Realmente voy a usar esto? ¿Qué podría comprar con el dinero que gastaré aquí? ¿Qué beneficios tendré al obtener este producto? Sí, soy así de quisquillosa. Por eso viendo muchos vídeos en tiktok y uniendo ideas llegué a un plan de ahorro con mi pareja.

Dividimos los gastos en porcentajes(%) dependiendo de cada sueldo para no ser injustos. primero GASTOS FIJOS: compras de comida, el pago de alquiler, Renta de teléfono, Seguros, tienen el mayor porcentaje al ser el gasto mayor obvio, luego vendría el porcentaje de los AHORROS que OBVIAMENTE NO SE TOCA. En bajos porcentajes colocamos una parte de Salidas y diversión por si queremos ir a algún lugar a comer, un museo, parque, etc. Y por último el porcentaje de nuestros gastos personales: cada quien es responsable de esa parte.

1️⃣ Honestly i have been practicing this method for years and it has worked wonders for me, i'm very organized with my finances and the truth is that starting a year with new goals that involve monetary expenses doesn't worry me. I have obtained most of my belongings this way and i want to keep it because i love it, it's comfortable and most above it **WORKS**.

Like every woman I'm always tempted to spend on things i BELIEVE i need but when i go shopping, i ask myself **Will I really use this? What could i buy with the money i'll spend here? What benefits will i get from getting this product? Yes, I'm picky. So by watching a lot of videos on tiktok and pooling ideas i came up with a savings plan with my partner.

We divide the expenses in percentages(%) depending on each salary so to be fair. first FIXED EXPENSES: food purchases, rent payment, phone rent, Insurance, have the highest percentage being the most obvious expense, then would come the percentage of the SAVINGS that OBVIOUSLY IS NOT TOUCHED. In low percentages we place a part of Outings and fun in case we want to go somewhere to eat, a museum, a park. And finally the percentage(%) of our Personal Expenses: everyone is responsible for that part of the money, we can spend it or simply save it just for another occasion, or whatever we want.

E5486F7F-1D49-4DFA-B9FC-140450A9A842.jpeg

También llevo un control por escrito de todo lo que gasto, escribo detalladamente la **fecha, monto y en qué lo gasté**, así al final de mes cuando vaya a ver mis ahorros no me vuelva loca pensando si me falta algo.
I also keep a written control of everything i spend, so i write down in detail the **date, amount and what i spent it on**, so at the end of the month when i go to check my savings I don't go crazy thinking if I'm missing something.


✨✨✨✨✨✨✨✨✨✨✨✨✨✨✨✨

2dk2RRM2dZ8gKjXsrozapsD83FxL3Xbyyi5LFttAhrXxr16mCe4arfLHJ2ugUEinvB6NW8inTSz41WUkgoAXqxJ43ZXwC1WcqZ6wv44XCxzTkcoCSzDWzWB2LEsr76ocMiT7P67TZCigMkQ8ChnEhrdXLsxmHWdo7u7LfqZeHL.jpeg

2️⃣ Si hablamos de obras benéficas, no soy mucho de dar directamente a través de transacciones bancarias o en efectivo, pero si recuerdan en mi post de Mi primera vez comprando en una tienda de segunda mano, hablé de cómo a través de la reutilización del textil ayudan tanto al ecosistema como a mejorar la vida de comunidades en desarrollo y por supuesto generar empleos verdes.(Fuente)
Por esto soy fan de este tipo de compras de segunda mano, son una buena opción para contribuir tanto con la oportunidad y nueva vida al textil como para esas obras y ayudas a países en desarrollo y comunidades que lo necesitan.

2️⃣ If we're talking about charities, I'm not much for giving directly through bank transactions or cash, but if you remember from my post on My first time shopping second-hand clothes, i talked about how through the reuse of textile they help both the ecosystem and improve the lives of developing communities and of course generate green jobs.(Source)
This is why I am a fan of this type of second-hand shopping, they are a good option to contribute both with the opportunity and new life to the textile as well as for those works and aids to developing countries and communities in need.

Thanks for reading ❤️ Gracias por leerme.

All content is my property, images are taken wit my iphone 11.
Edit with CANVA
English it's not my native language, i apologize for any mistake in this post.
I used DeepL to translate.

contest women ladiesofhive lifestyle life spanish
0
0
0.000
3 comments
avatar

View or trade LOH tokens.


@danavilar, You have received 1.0000 LOH for posting in Ladies of Hive. We believe that you should be rewarded for the time and effort spent in creating articles. The goal is to encourage token holders to accumulate and hodl LOH tokens over a long period of time.

0
0
0.000
Reply