Cooling Down For Fall - Is It the Same On Hive: November Monthly Savings Report (Weeks 40 - 43) | Saturday Savers Club

Welcome back all Saturday Savers and Hive members in general to the monthly report of my activities in the Saturday Savers Club. For me, October was a bit unsettling offline as well as online.

One of the events is switching from Daylight Savings Time back to the normal time clock. This change catches me off guard as dusk arrives around 5:30 p.m. CST. I was never one who liked to drive at night. Leaving the workplace, I wouldn't arrive home before dark. So happy now to be retired. Still lots of activities to be accomplished before the day ends that must now be cut short.

I'm in the midst of my Fall activities. Somewhat disappointed to see the price of Hive drop while bitcoin rises. However, I don't feel that the ripple effect of bitcoin's movement has trickled down far enough to reach our chain. I'm still excited for 2025 and hopefully the bull run will take hold sometime next year and flourish. Until then, I'm steady building my HP account with the help of the Saturday Savers Club.

In its fourth year, the Club currently has a roster of 65 members who have joined in a commitment to their savings and investment goals. With the assistance of @shanibeer, Club members share ideas on Saturdays over on @eddie-earner's account. Being accountable helps to become more disciplined as we encourage each other in our savings goals.

I love to see other members post about achieving some of their goals.

Two items I'd like to mention.

• Comment Rewarder. This service helps members with engagement. My account has benefited from this service the past two months as I've seen a rise in engagement, with some retention. I firmly believe that if your work is not known, once other Hive members visit your Profile, you have potential new readers if they connect with your content. I love to write short story fiction and create mixed media art projects for various communities.; and

• SPI's Redirection of its Hive Power
  According to @spinvest, a decision was reached to switch from delegating HP to curating with it! The delegation to leo.voter was removed in order to move to a venture SPI felt was more consistent and passive. After the delegation removel, several SPI accounts were set up to follow the @eds-vote trail.

Now, let's see what I've accomplished through October 31st.

Hive Power [REACHED MY GOAL OF 27,500 HP]

During October, I added 1,134.775 HP toward my goal of 27.5K. This increased helped me reach and then surpass my goal.

Through my diligent publishing of daily content, if possible, I've been able to earn approximately 6,212.03 Hive Power in ten months. This substantial increase pushed my total Hive Power to 28,134.775 as of October 31st.

Goal	October Balance	Increase/Decrease	November Balance
27,500.000	27,000.000	+1,134.775	28,134.775

With a substantial power up on November 1st Hive Pud day, my account now sits at 30K HP.

A few of my projects thus far in 2024:

SPI's Subscription Plan (Round 2)

Round 2 automatic payment has been added to Round 1's subscription cost to make payments much easier. I subscribed to both, so I only need to transfer one weekly payment, as required by PeakD. Another subscription plan is in the works for 2025 so remember; this offer is exclusive to Saturday Savers Club members who are registered on the Savers Chart on the weekly Saturday Club post.

SPI's Current Subscription Savings Plan

I received my SPI Subscription Savings Plan Payouts Nos. 1 - 8, together with my payout for the 2nd subscription plan.

Goal	September Balance	Increase	October Balance
300	34.51	+4	38.51

XV

Only 29 weeks left in this investment. Investors, including myself, purchased XV tokens during a 10-week sale and became owners in a diversified portfolio of carefully selected top-ranked cryptocurrencies. SPinvest manages the portfolio and provides weekly updates XV Token Weekly Update | 29 Weeks Remaining.

EDS-Vote

EDS-vote is an account that people can delegate HIVE POWER to. I continue my commitment to delegate 2,500 HP. EDS is currently paying out an APY to token holders of approximately 35%. Currently, 320.03 EDS tokens were minted and issued to @eds-vote delegators. In return for my delegation, I receive EDS tokens each Monday. The delegated HP will be used to curate content on HIVE.

Reminder: delegating HIVE POWER to @eds-vote will not result in an upvote. This is not a delegation to upvote service; merely a way to distribute the remaining reallocated EDS into circulation. If you'd like to learn more about @eds-vote, visit here: EDSvote update #73.

EDS

EDS tokens are HIVE income tokens that are pegged to 1 HIVE per token and pays out weekly dividends every Monday based on 12% of the total power up the balance of the @eddie-earner account. This is currently paying out an APY to token holders of over 21%. If you'd like more information, visit: EDS income token weekly report - 146. For September, 28.93 EDS tokens were added to my balance as a result in my participation in various projects that yield EDS tokens, including daily mining.

Goal	September Balance	Increase	October Balance	Comments
600	557.54	+28.93	586.47	Less than 15 to reach goal.

HBD

On September 30th, my HBD savings had decreased substantially due to swapping my balance for liquid Hive to invest in other Hive tokens and offline projects. I have rebounded slowly

Goal	August Balance	Increase/Decrease	September Balance
	.5.773	+5.227	11.000

Saturday Savers Club Savers of the Week

Saturday Savers Club "Savers of the Week" is an awesome initiative. Each week @hoosie, writing on behalf of the @eddie-earner account, chooses four articles from the Saturday Savers Club members to highlight on the Hive platform. The weekly nominations receive awesome rewards for their work. By becoming one of the sponsor, I enjoy reading members' savings and investment journeys. It's a pleasure to assist in this program, and hope to continue through year-end.

I also participate in the following projects:

• monthly Hive Power Up day events;
• liquidity pools;
• delegate hive power Communities and projects;
• lease Hive power to members;
• @combination weekly drawings for the charity it manages;
• delegate to various curation accounts.

We're currently in Week 44 of the Club. Check out all Club news and events and view the total Hive members with their goals for 2024 and who have reached some of them. Myself, I've reached a goal already.

Good luck everyone with whatever your endeavors.

SOURCES:
a) JustClickindiva's Footer created in Canva utilizing its free background and images used with permission from discord admins.
b) Unless otherwise noted, all photos taken by me with my (i) Samsung Galaxy 10" Tablet, (ii) Samsung Phone, & (iii) FUJI FinePix S3380 - 14 Mega Pixels Digital Camera
c) Purple Butterfly part of purchased set of Spiritual Clip Art for my Personal Use
d) All Community logos, banners, page dividers used with permission of Discord Channel admins.
e) Ladies of Hive banner used with permission of and in accordance with the admin's guidelines
f) Thumbnail Image created by me in Canva.
g) "Flames." What is Apophysis 2.09. https://flam3.com/