Sorting and Making Sense of Third Quarter Thru November 30th | Saturday Savers Club - December Monthly Savings Report (Weeks 44 - 47)

Welcome back all Saturday Savers and Hive members in general to my monthly report of activities in the Saturday Savers Club. November ended on a good note for me as far as online is concerned.

I was excited to see the price of Hive rise and almost double to 30cents. I'm cautiously optimistic and in a wait and see mode for the 2025 bull run. Until then, I'm building my HP account slowly and steadily with the encouragement of the Saturday Savers Club.

Only four weeks away from the end its fourth year, the Club currently has a roster of 66 members who have joined in a commitment to their savings and investment goals. With the assistance of @shanibeer, Club members share ideas on Saturdays over on @eddie-earner's account. I feel that being accountable helps to become more disciplined as we encourage each other in our savings goals.

Nothing in life goes as smoothly as one would hope. I've had my shares of disappointments online in the crypto universe as well as offline in real life. We learn from our encounters and move on, hopefully in a positive direction.

Two items I'd like to touch base on again:

• Comment Rewarder (CR). After three months operational, this service has indeed shown to be a positive benefit to Hive in terms of encouraging engagement. Both authors and commenters have earned from this initiative by @acidyo and @hivetrending. As one of the numerous accounts that have activated CR on their various posts, I was pleased to read my name on the reports from @behiver who produced lists showing the activity level of the Top 100 authors and commenters utilizing the service. Check out the recent reports here:
  For Authors / For Commenters

• SPI's Redirection of its Hive Power
  Since @spinvest's decision to switch from delegating HP to curating with it for more consistent and passive income, the impact after the decision I feel has been positive, especially for members of the Saturday Savers Club now that several of the SPI accounts are set up to follow the @eds-vote trail.

Now, I'd be pleased if you'd accompany me on my journey of activities through November 30th.

Hive Power [Reached 2nd Goal Of 30K HP]

NEW GOAL: 35K HP
In October, I reached and surpassed my goal of 27.5K. During the month of November, I was fortunate to reach my 2nd goal of 30K HP. Through my diligent publishing of daily content, if possible, I've been able to earn approximately 6,927.598 Hive Power in eleven months. The chart below shows only my earnings from posting and passive income.

Goal	November Balance	Increase/Decrease	December Balance
35,000.000	28,134.775	+715.568	28,850.343

With a substantial power up on November 1st Hive Pud day, my account now sits at 30,715 HP.

A few of my projects still active or nearing completion in 2024:

SPI's Subscription Plan (Round 2)

Round 2 payments will continue into 2025, so the weekly payment will be reduced. Remember, this offer is exclusive to Club members who are registered on the Savers Chart on the weekly Saturday Club post.

SPI's Current Subscription Savings Plan

Round 1's subscription plan will end in two week and be completed for 2024. I received my SPI Subscription Savings Plan Payouts Nos. 1 - 9.

Goal	October Balance	Increase	November Balance
300	38.51	+4	42.51

DRIP

DRIP is a crypto-coin on the HIVE blockchain that invests in GameFI projects, which are projects that combine gaming with blockchain technology. According to @hivedrip's developers, gaming is predicted to be one of the top growth areas in all of crypto over the next 5-10 years. By becoming a DRIP holder, @hivedrip promised that:

• value will be generated for the holder in two ways: (i) daily dividend for holding DRIP; and (ii) increase their assets by reinvesting the remainder of the profits in additional projects.

• @hivedrip will pay out Swap.Hive every single day at 12:30 AM UTC and plan to increase the payout per DRIP coin held each month. A reward of .25% of staked DRIP tokens will be distributed daily in liquid at that time as well.

@hivedrip states that this is a 149% APY. Coins paid out are liquid, so holders should stake them daily in order to continue compounding their rewards.

I used my DRIP tokens add to a liquidity pool.

Diesel (Liquidity) Pools

A diesel pool is a holding place where two tokens are paired together. These pairs provide liquidity to investors who want to swap between the two tokens. The two tokens are paired at a 50:50 ratio, initially calculated based on the market price of the tokens at the time of adding to the diesel pool.

Late last year, I decided to invest in diesel pools. Below are a few of my positions. In return for my investment, I receive passive income. If you invest in a liquidity pool, you are rewarded a portion of the associated fees. You can find liquidity pool on TRIBALDEX.

The system is user-friendly to locate the diesel pool pairs, choose your pairings, and then add liquid to them.

After investing late last year, I now have eight liquidity pool positions in my portfolio. The pairing is SWAP.Hive to DRIP.

XV

Only 25 weeks left in this investment. Investors, including myself, purchased XV tokens during a 10-week sale and became owners in a diversified portfolio of carefully selected top-ranked cryptocurrencies. SPinvest manages the portfolio and provides weekly updates XV Token Weekly Update | 25 Weeks Remaining.

EDS-Vote

EDS-vote is an account that Hivers can delegate HIVE POWER to. I continue my delegation. EDS is currently paying out an APY to token holders of approximately 35%. Currently, 320.03 EDS tokens were minted and issued to @eds-vote delegators. In return for my delegation, I receive EDS tokens each Monday. The delegated HP will be used to curate content on HIVE.

Reminder: delegating HIVE POWER to @eds-vote will not result in an upvote. This is not a delegation to upvote service; merely a way to distribute the remaining reallocated EDS into circulation. If you'd like to learn more about @eds-vote, visit here: EDSvote update #73.

EDS

EDS tokens are HIVE income tokens that are pegged to 1 HIVE per token and pays out weekly dividends every Monday based on 12% of the total power up the balance of the @eddie-earner account. This is currently paying out an APY to token holders of over 22%. If you'd like more information, visit: EDS income token weekly report - 150. For November, 22.03 EDS tokens were added to my balance as a result in my participation in various projects that yield EDS tokens, including daily mining.

Goal	September Balance	Increase	October Balance	Comments
600	586.47	+22.03	608.5	Reached my goal. Set new goal of 1K EDS

HBD

In October, I suspended my HBD savings. I'll restart it in 2025.

Saturday Savers Club Savers of the Week

The Saver of the Week initiative has been discontinued until further notice.

I also will continue to participate in the following projects:

• monthly Hive Power Up day events;
• liquidity pools;
• delegate hive power Communities and projects;
• lease Hive power to members;
• @combination weekly drawings for the charity it manages;
• delegate to various curation accounts.

We're currently in Week 48 of the Club. Check out all Club news and events and view the total Hive members with their goals for 2024 and who have reached some of them. Myself, I've reached a goal already.

Good luck everyone with whatever your endeavors.

SOURCES:
a) JustClickindiva's Footer created in Canva utilizing its free background and images used with permission from discord admins.
b) Unless otherwise noted, all photos taken by me with my (i) Samsung Galaxy 10" Tablet, (ii) Samsung Phone, & (iii) FUJI FinePix S3380 - 14 Mega Pixels Digital Camera
c) Purple Butterfly part of purchased set of Spiritual Clip Art for my Personal Use
d) All Community logos, banners, page dividers used with permission of Discord Channel admins.
e) Ladies of Hive banner used with permission of and in accordance with the admin's guidelines
f) Thumbnail Image created by me in Canva.
g) "Flames." What is Apophysis 2.09. https://flam3.com/