Estrategias para mantener un presupuesto estable. Concurso 169/Strategies for maintaining a stable budget. Competition 169 [ESP/ENG]

Ciertamente las tentaciones se hacen presente y en un momento u otro uno quiere gastar de más pero a veces hay que restringirse para poder evitar luego malos ratos o sentirse simplemente sin nada, anteriormente no me organizaba en ello ya que no tenía un sueldo fijo y bueno gastaba en lo poco que se podía comprar sobre todo para la casa que era lo importante o para mi bebé, era lo primordial y necesario para cubrir lo más urgente del momento, realmente a veces era atosigante ya que el pensar donde sacar para luego era agobiante pero bueno poco a poco las cosas se van solucionando y organizándose.

Lo primero que hago es dividirlo como dije anteriormente en tres partes, a corto plazo que para mí es lo inmediato, lo que hace falta porque se acaba rápido sobre todo en la semana y que no puede esperar, ahí separo esa primera parte, ya que así no tengo preocupación si hay una semana que no me quedo mucho dinero bueno tengo reserva y no hay problema, la siguiente es a mediano plazo, en este caso dejo para aquello que me puede durar 2 semanas o más, mi idea es que sea para productos o cosas que no se usan mucho y puedo estar tranquila de que no se dañen y pueda usarlo en el mayor tiempo posible.

Por último, el largo plazo, acá me encuentro con aquello que no es urgente comprar, que puede esperar o la parte de ahorrar algo para el futuro, o en un caso de emergencia, acá tiendo ser muy estricta conmigo misma ya que mi idea es tener algo para más adelante, a veces si de acá agarro una cuarta parte para gastos muy aparte de lo que se necesita para la casa, como un gusto de una salida, una ropa, un dulce extra, esas cosas que queremos y bueno comúnmente nos restringimos para no gastar de más pero como se dice una vez a la cuaresma no hace mal, claro siempre y cuando no descuadre lo que trato siempre de dejar para más rato, mi idea es tener enfocado lo que quiero, dividirlo en como dije en tres partes o bueno cuatro cuando sale un extra por ahí pero configurar todo a que se mantengan dichos estándares y no me afecte el presupuesto.

Muchas gracias por leerlo. Espero sea de su agrado. Cualquier comentario con gusto estaré para responder y si quieren saber más de mi les dejo mis:

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Facebook: Yasmarit Pérez
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ENGLISH

Hello dear Ladiesofhive community, a pleasure to be participating in this new Contest for this occasion I will talk about my strategies and tactics to keep on track the budget I set myself although I would say that I do not do it annually if not short, medium and long term, because every time things change or arise in one way or another something unforeseen but I try to keep a stable budget and as fixed as possible especially for emergencies.

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Certainly the temptations are present and at one time or another one wants to overspend but sometimes you have to restrict yourself to avoid bad moments or simply feel with nothing, previously I was not organized in it because I did not have a fixed salary and well spent on the little that could be bought especially for the house that was important or for my baby, was the essential and necessary to cover the most urgent of the moment, it was really sometimes overwhelming because the thought of where to take for then was overwhelming but well little by little things are solved and organized.

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The first thing I do is to divide it as I said before in three parts, short term that for me is the immediate, what is needed because it runs out quickly especially in the week and can not wait, there I separate that first part, so I have no concern if there is a week that I do not have much money left well I have reserve and there is no problem, the next one is for the medium term, in this case I leave for what can last me 2 weeks or more, my idea is that it is for products or things that are not used much and I can be sure that they will not be damaged and I can use it as long as possible.

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Finally, the long term, here I find myself with what is not urgent to buy, that can wait or the part of saving something for the future, or in an emergency case, here I tend to be very strict with myself since my idea is to have something for later, sometimes if I grab a quarter of here for expenses apart from what is needed for the house, as a taste of an outing, clothes, an extra candy, those things that we want and well commonly we restrict ourselves to not overspend but as they say once a Lent does not hurt, of course as long as it does not unbalance what I always try to leave for later, my idea is to have focused on what I want, divide it into as I said in three parts or four when an extra comes out there but set everything to maintain those standards and not affect my budget.

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Thank you very much for reading it. I hope you like it. If you have any comments I'll be glad to answer and if you want to know more about me I leave you my:

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Facebook: Yasmarit Pérez
Instagram: @yasmarit

Translated Using Deepl